​IDCW stands for Income Distribution Capital Withdrawal. It is a dividend distribution option in mutual funds where profits earned from the underlying investments are partially paid out to investors.

When a mutual fund declares an IDCW, the Net Asset Value (NAV) of the fund decreases by the amount of the dividend distributed. This is because the payout reduces the overall value of the fund’s assets.

At Tradejini, only Direct Growth Plans are offered, which do not include dividend or IDCW options. This approach is focused on long-term wealth creation through capital appreciation rather than periodic payouts. Read more on why we offer only direct plans?​