What is a Lump-Sum or One-Time Investment?

A. One-Time investment, also known as a lump-sum investment, refers to investing a single, substantial amount into a mutual fund in one go. It’s often preferred by investors who have a ready corpus and wish to invest it immediately rather than spread it over time. Example:
If you invest ₹1,50,000 into a mutual fund all at once, that is a One-Time investment.
If instead you invest ₹15,000 monthly over 10 months, it becomes a SIP (Systematic Investment Plan).

How to Make a One-Time Investment on CubePlus
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Step 1: Select "One-Time"
From the mutual funds screen, choose the One-Time tab at the top beside SIP.

Step 2: Enter the Investment Amount
Step 3: Click “Invest”

Once you click the Invest button, a confirmation appears that the mutual fund units will be credited within 2 working days, provided the payment is successful.

This process is highlighted in the One-Time investment input window, where payment options are presented clearly, and the investment amount is confirmed.

Monitoring and Tracking One-Time Orders

After placing a One-Time order, you can track it through the Open Orders and Executed Orders sections:

a. Open Orders show the date and time of the placed order along with its pending status.
b. Executed Orders show completed attempts, including REJECTED ones if the payment wasn’t received.

This order management system helps users clearly distinguish between ongoing and past transactions.

Key Takeaways

a. A lump-sum or One-Time investment is suitable when you want to invest a larger amount in a single transaction.
b. On CubePlus, you can initiate it easily via the One-Time tab, invest the desired amount, and expect allotment within 2 working days.
c. All open and past orders are neatly listed and timestamped in the Orders section, making tracking simple and transparent.

Let me know if you'd like help comparing SIP and One-Time strategies or optimizing your investment plan.
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